BANKRZ:General disclaimer

From BANKRZ

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• It should be noted that as BANKRZ.COM is open to contributions from the public, there may at any time be graffiti present on BANKRZ.COM.
• There may be financial, legal or other information that is normally also the subject of professional opinions; BANKRZ.COM is not a substitute for seeking the help of a professional. Please note: BANKRZ.COM does not give legal advice or

medical financial advice.

BANKRZ.COM's current policy is to include such content, provided it breaches neither any of our existing policies nor the laws of the state of Germany, where BANKRZ.COM is hosted. .

In any case, BANKRZ.COM is a work in progress, and many articles contain errors, bias, duplication or simply need tender loving care. We encourage readers to help us fix these problems. The great majority of articles are written primarily or solely by individuals who are not subject matter experts, and may lack academic or professional credentials in the area. __

BANKRZ.COM is an online open-content collaborative encyclopedia, that is, a voluntary association of individuals and groups working to develop a common resource of human knowledge. The structure of the project allows anyone with an Internet connection to alter its content. Please be advised that nothing found here has necessarily been reviewed by people with the expertise required to provide you with complete, accurate or reliable information.

That is not to say that you will not find valuable and accurate information in BANKRZ.COM; much of the time you will. However, BANKRZ.COM cannot guarantee the validity of the information found here. The content of any given article may recently have been changed, vandalized or altered by someone whose opinion does not correspond with the state of knowledge in the relevant fields.

No formal peer review

We are working on ways to select and highlight reliable versions of articles. However, BANKRZ.COM is not uniformly peer reviewed; while readers may correct errors or engage in casual peer review, they have no legal duty to do so and thus all information read here is without any implied warranty of fitness for any purpose or use whatsoever. Even articles that have been vetted by informal peer review or featured article processes may later have been edited inappropriately, just before you view them.

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Please make sure that you understand that the information provided here is being provided freely, and that no kind of agreement or contract is created between you and the owners or users of this site, the owners of the servers upon which it is housed, the individual BANKRZ.COM contributors, any project administrators, sysops or anyone else who is in any way connected with this project subject to your claims against them directly. You are being granted a limited license to copy anything from this site; it does not create or imply any contractual or extracontractual liability on the part of BANKRZ.COM or any of its agents, members, organizers or other users.

There is no agreement or understanding between you and BANKRZ.COM regarding your use or modification of this information beyond the GNU Free Documentation License (GFDL); neither is anyone at BANKRZ.COM responsible should someone change, edit, modify or remove any information that you may post on BANKRZ.COM or any of its associated projects.

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Publication of information found in BANKRZ.COM may be in violation of the laws of the country or jurisdiction from where you are viewing this information. The BANKRZ.COM database is s tored on a server in Germany. Laws in your country or jurisdiction may not protect or allow the same kinds of speech or distribution. BANKRZ.COM does not encourage the violation of any laws; and cannot be responsible for any violations of such laws, should you link to this domain or use, reproduce, or republish the information contained herein.

Not professional advice

If you need specific advice (for example, medical, legal, financial, or risk management) please seek a professional who is licensed or knowledgeable in that area.

BANKRZ.COM might contain articles on legal topics; however no warranty whatsoever is made that any of the articles are accurate. There is absolutely no assurance that any statement contained in an article touching on legal matters is true, correct or precise. Law varies from place to place and it evolves over time ; sometimes quite quickly. Even if a statement made about the law is accurate, it may only be accurate in the jurisdiction of the person posting the information; as well, the law may have changed, been modified or overturned by subsequent development since the entry was made on BANKRZ.COM.

The legal information provided on BANKRZ.COM is, at best, of a general nature and cannot substitute for the advice of a licensed professional i.e. by a competent authority with specialised knowledge who can apply it to the particular circumstances of your case. Please contact a local law society or similar association of jurists in your legal jurisdiction to obtain a referral to a competent legal professional if you do not have other means of contacting an attorney-at-law, lawyer, civil law notary, barrister or solicitor.

Neither the individual contributors, system operators, developers, or sponsors of BANKRZ.COM nor anyone else connected to BANKRZ.COM can take any responsibility for the results or consequences of any attempt to use or adopt any of the information or disinformation presented on this web site.

Nothing on BANKRZ.COM should be construed as an attempt to offer or render a legal opinion or otherwise engage in the practice of law.

PLEASE BE AWARE THAT ANY INFORMATION YOU MAY FIND IN BANKRZ.COM MAY BE INACCURATE, MISLEADING, DANGEROUS OR ILLEGAL.

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If an article contains suggestions regarding dangerous, illegal or unethical activities, remember that anyone can post this information on BANKRZ.COM. The authors may not be qualified to provide you with complete information or to inform you about adequate safety precautions or steps you can take to prevent injury, bodily damage, or other damages to your person, property or reputation. If you need specific advice (for example, medical, legal, risk management) please seek a professional licensed or knowledgeable in that area.

BANKRZ.COM is not uniformly peer reviewed; while readers may correct errors or remove erroneous suggestions, they have no legal duty to do so, and thus all information read here is without any implied warranty of fitness for any purpose or use whatsoever.

No consequential damages can be sought against BANKRZ.COM. This information is being given to you gratuitously and thus there is no agreement or understanding between you and BANKRZ.COM regarding your use or modification of this information beyond the GNU Free Documentation License.

DO NOT RELY UPON ANY INFORMATION FOUND IN BANKRZ.COM WITHOUT INDEPENDENT VERIFICATION.

This text is licensed under the GNU Free Documentation License. It uses material from the Wikipedia disclaimers.